Care Financials

Protection Policies

Insurance Covers

At Care Financial Services, we provide customised insurance solutions to support you in all facets of your life, including your home and business.

With more than a decade in the business and our market knowledge, we have a wide range of insurance products to offer crucial protection when things don’t go according to plan. Our specialised covers for your life, home and businesses include public liability and professional indemnity cover to ensure the efficient functioning of your business.

Our insurance advisors work to the most satisfactory level of cover for our clients. We evaluate your progress by considering changes in your way of life, tax law changes, and your current financial situation. Therefore, we are here to support you whether you are a business owner, a family, or interested in preparing your own finances.

With home insurance that covers your house and belongings in the event of damage or theft, we’ll keep you safe at home. To ensure a claims process that works for you and your business, we believe in being bold, constantly seeking improvement, and acting morally.

Our Insurance Products

You require the reassurance of an insurance partner who can guide you through a smooth and effective claims process in an uncertain world.

Giving Future To Your Living

Stress-Free Advice

Our friendly & personable advisors offer you a free impartial mortgage advisory service from start to finish.

Market Flexibility

We ensure we'll find the best deal available for your circumstances regardless of which lender it comes from.

Choose your Mortgage

Our experienced financial advisors compare over numerous products to find the one best suited to your needs.

Quick and Simple

We can avoid many of the delays often encountered when searching for your own loans and get things processed quickly.

How can Care Financial Services Help?

Planning a trust on your own can be quite an intricate process. That is why it is always a sensible idea to seek proficient help beforehand. Our professional and competent specialists at Care Financial Services will examine your case individually to determine which type of trust will work adequately for you. We specialise in trust laws and tax areas and provide our clients with open, honest and tax-efficient guidance and support. Our company lawyers have licensed knowledge across all related areas such as wills, taxation, estate planning and many more. So please don’t wait any longer; contact us today so we can help you plan your trust most cost-effectively and efficiently.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.


You can remove the current trustees or appoint new trustees. The settlor may remove a trustee with at least 30 days written notice. As long as there are still two trustees, one of whom is not the settlor, they are permitted to do this.
What is a trustee supposed to do?

The trustee is supposed:

  • To put the trust fund to use.
  • If each beneficiary receives a distinct benefit, act impartially.
  • Trustees may assign someone else the responsibility for managing and investing their funds.
  • Should seek out and take into account appropriate counsel before using investment authority.
  • To protect the trust’s assets.
  • Should maintain records of all decisions and acts since they might need to show they are appropriately administering the trust money.
  • Not to benefit themselves personally from the trust. The trustee is not allowed to use their position and power to get any advantage if they are also a beneficiary.

Unless they are partners or shareholders, your client’s spouse should not be included as a beneficiary under the business trust. Any business protection agreement must be put into entirely on a commercial basis. The presence of individuals who are not also the company’s proprietors would indicate that this is not the case. The results of this may be adverse tax effects.

No. If your client could do this, the trust would not affect inheritance tax purposes.

The trustees will always get payment of any funds from the protection plan. The trustees are then in charge of disbursing the funds to the beneficiaries, but they must first complete the “Deed of Appointment to Benefit (Absolute)” form.


The content on this page is based on our understanding and knowledge at the time of publication. It may be subject to change and may not be applicable to your circumstances, so should not be relied upon. Please contact us if you require further information about the content included on this page.

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